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Terry Hammill
General Manager
He does it all. Keeps us legal. Handles Dan’s loans and sales. Oversees agents in Carlsbad, Mission Valley, and El Centro. And that’s just before breakfast! The man also holds a PhD in Molecular Biology. Whew! People like Terry are the secret behind The Atvantage Group.
760-607-9700 ext. 208
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Welcome to At|vantage Free Reports
To gain access to the Free Reports simply submit the short form at the bottom of this page...
Below are summaries of each of the available Free Reports:
Dan Reveals Seven Deadly Trends That Limit Your Productivity
Do you want to earn more commissions, keep it all, and then keep it coming long after you stop closing deals? Okay crazy question! Who wouldn’t? find out more...
Make Money With A Reverse Mortgage
Amazing, a new government-guaranteed program that will pay you to live in your home. Imagine getting paid $1,054.00* more per month for the rest of your life in your home – with NO mortgage payment. No risk. find out more...
27 Home Buying Secrets
Tips, tricks and techniques that most real estate agents don't know and most mortgage lenders don't want you to know, for getting the most out of and avoiding the mistakes in buying a home. find out more...
14 Revealing Secrets on Refinancing and Debt Consolidation
"Tips, tricks, and techniques that can save you money and even change your life!" Your current home loan could be putting your financial future at risk. Your home loan also provides the key to relief for high payments and return a higher quality of life. To find out whether your current loan is a burden, risk, or great opportunity, get a free copy of this report. The secrets revealed can save you thousands of dollars and take some of the uncertainty out of a complicated process. find out more...
Designer Hints to Help Sell Your Home Faster!
The ability to reap additional profits on the sale of your home can be accomplished easily enough, if you make the right improvements. find out more...
Gifts, Grants, Rebates, Discounts and Financing Opportunities
"Where to get the help you need to make the purchase of your next home really affordable...." find out more...
Refinance 2003: Seven Deadly Secrets, Myths & Misconceptions
When you call a lender… are you really shopping for the lowest rate? find out more...
How To Sell Your Home the Easy Way!
Avoid 11 Hidden Mistakes That Could Cost You Thousands of Dollars!
 Selling your home can be an exhausting experience. Last minute walk-throughs, inconvenient calls, price adjustments and the possibility of being stuck with two mortgages are real concerns. If you are not completely prepared, you could end up losing hundreds even thousands of dollars in profit. find out more...
How to Buy Your First Home the Easy Way!
Avoid 10 Common Pitfalls When Buying Your First Home! Buying a home can be a "hair-raising" experience. It can be a roller coaster of emotions... finding the right place... securing the loan... moving in. And if you're like most of us, your home will be your largest investment. The emotions over such a large and personal purchase can often cloud good business judgment.
find out more...
Avoid 18 Common Mistakes Made by Novice Investors and Guaranteed High Rates of Return!
Real estate investment has provided many investors with positive cash flow, tax benefits and the satisfaction of making an impact in other's lives. However, like any investment, real estate has intricate nuances and market trends that the would-be investor needs to know about. find out more...
Secrets Lenders Don't Want You to Know!
Read this 11-Point Report Before You Sign Anything! The right or wrong decision when signing your home mortgage can mean thousands of dollars difference in interest paid... find out more...
17 VA Home Buying Secrets!
Warning: Do not look at another home until you know exactly how to get the most out of your VA benefits, how to avoid the mistakes most buyers make and how to identify the opportunities that will save you thousands of dollars. find out more...
What You Need to Know about a 1031 Tax Deferred Exchange
July of 1991, the IRS finalized the rules governing Delayed Exchanges. This gives everyone the opportunity to use purchase and sale techniques to structure tax deferred exchanges. The deferred exchange is an alternative to a common sale and purchase transaction. If you wish to keep your investment money in real estate, you should consider the tax advantages of a deferred exchange...find out more...
10 Questions You Must Ask Any Realtor Before You List...
Most of us sell only a few homes in our lifetime. With such limited experience in real estate, how do you maximize the profits from your home sale? find out more...
Real Estate At|vantage "For Sale By Owner" (FSBO) Handbook
Even with the Real Estate market showing signs of improvement, there are still many homeowners who feel that selling their homes by themselves is the best or sometimes the only solution to a problem of having to sell their home. Whether you are a first-time For Sale By Owner (FSBO) seller or have done it many times before, it is important that you be familiar with the rules, regulations, and procedures concerning the sale of a home in California. Failure to follow any one of these could result in difficulty due to a loss of time, effort, and money, along with potential legal consequences. find out more...
Attention: For Sale By Owners! Why People Are Afraid To Buy From You!
Many homeowners believe to maximize their home sale they should sell it themselves. At first glance, they feel selling a home is simple. Why should they pay a broker fee for something they could do themselves? In fact, close to 25% of all the homes sold last year were sold For Sale By Owner (FSBO). find out more...
14 Secrets to Buying HUD Foreclosures
"Tips, tricks, and techniques for getting the most out of and avoiding the mistakes of buying a home in foreclosure." find out more...
How To Guarantee You Get Your Home Sold... For The Highest Possible Price!
Answer - Focus in on the major key issues and... ask the really tough questions when you interview an agent! when you do, you're guaranteed to sell your home faster and for more money! find out more...
How To Buy a Home & Get a Home Loan With Damaged Credit
The overall credit rating of America is declining. Consumer debt is on the rise and credit card delinquency has doubled over the past ten years. There were 1.2 million bankruptcies filed last year. Foreclosures have reached historic levels and nearly 40% of Americans have derogatory credit... find out more...
The Complete Guide to Understanding Credit Ratings and Credit Reports
Since credit history is such a critical part of the real estate industry, it is imperative that we, as borrowers, and as real estate or discounted note investors, understand how the credit reporting industry works, and that we understand how to interpret what a credit report actually says... find out more...
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