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The Atvantage Featured Real Estate Agent.


Terry Hammill
General Manager

He does it all. Keeps us legal. Handles Dan’s loans and sales. Oversees agents in Carlsbad, Mission Valley, and El Centro. And that’s just before breakfast! The man also holds a PhD in Molecular Biology. Whew! People like Terry are the secret behind The Atvantage Group.

760-607-9700 ext. 208


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School Wise Press

FREE Report Reveals 27 Home Buying Secrets
What Your Real Estate Agent Won't Tell You And Your Lender Doesn't Want You To Know

Warning: Do not buy, finance or refinance a home until you read this report. Learn how to avoid the mistakes and identify the opportunities that will save you thousands of dollars when you buy or finance a home.

Carlsbad, CA
John and Mary had just made one of the most important decisions of their life and they were scared to death. They had every right to be. They were going to buy a home. Their fear was not that it wasn't the right thing to do, but concern over their ability to do it right. After all they did not buy a home every day.

So they contacted family, friends and even a few real estate agents for advice and insight into the process. Unfortunately, while well-meaning people, they were not completely informed about the right choices to make.

As it turned out, John and Mary followed their advice. It certainly seemed to make sense at the time. Sadly enough, they made some very expensive mistakes that they will have to live with for many years. And they also missed some opportunities that could have made a big difference in their future. It was too late for John and Mary to put some of the secrets of real estate and mortgage professionals to work for them. Chances are that if you are reading this, it is not too late for you. Learn how to avoid some of the most common mistakes and also be able to spot and take advantage of some unique opportunities available to the knowledgeable homebuyer.

Get insight into things to look for in choosing your home, real estate agent, mortgage lender and even the best financing programs for your situation. And then put some of these tips & techniques to work for you:

· How to reduce the down payment required purchasing a home by 50%.
· How to save $28K in interest for every $100K you borrow... without increasing your monthly payment.
· How to get a life insurance policy equal to the value of your new home… FREE.
· How to use government programs to pay your down payment, closing costs or even personal bills.
· How to become a cash buyer even if you don't have the money.
· … And 61 other revealing secrets.


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