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 Mortgage At|vantage Home LoansAn Overview of the Loan Application Process... STEP ONE -- Determine how much you can borrow Find out how much home you can buy, even before you begin looking. Once you've answered a few simple questions, we'll calculate your buying power, based on standard lender guidelines. Click here for the Affordability Calculator get an estimate right away! STEP TWO -- Pre-Qualify and save money You'll need to supply some brief information about employment, assets, etc. We'll contact you for authorization to obtain your credit report. Once we've reviewed this information, we'll issue your Pre-Qualification Letter, which gives you the clout of an "all-cash" buyer. As you begin looking for a home, we'll begin looking for the best loan to meet your specific needs. Your Real Estate Agent will use your Pre-Qualification Letter to negotiate the best deal for you. Important Note: Do not allow anyone to obtain free credit reports for you. These reports will have to be obtained later anyway, and running extra reports may lower your "credit-risk score"! This score is extremely important to your overall credit evaluation in the underwriting process for your mortgage loan. To learn more about Credit Scores. STEP THREE -- Apply Now! Getting started is easy When you've selected a property and have a contract with the Seller, the next step is to complete your loan application, which can be done easily through our Web site, and we'll do the rest! Click Here for the Loan Application Form STEP FOUR -- Your Loan is Approved and Funded Your Real Estate Agent or the Seller will designate an Escrow/Title Company to handle the funding of your loan, along with many other factors which make your purchase go smoothly. If you hire Mortgage At|vantage, throughout the loan-application process, we provide you with regular updates. You can also e-mail us with questions or new information. And if you want assistance, a mortgage expert who can answer questions is just a phone call away. We will coordinate with the escrow team and you'll sign the final papers at their office. Simple, Straightforward, Cost Effective, and FAST! If you have any Financing Related Questions or needs, our Staff will be happy to help you.
I hate SPAM. I don’t want to get it. I especially don’t want to send it. That’s why I’ve asked the Atvantage team to upgrade our email list to one that is strictly opt-in, exceeding email privacy laws. At some point you gave us your email address. To make sure you really want our offers, I’m asking for your consent. Our new Offers by Email will only go to our permission-based list. We don’t want you to miss out, so we need you to subscribe now. Email offers will include exclusive discounts & free stuff plus:
P.S. Bonus Offer – Subscribe Now and choose one:
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